2025 MasterCraft XT20

The 2025 MasterCraft XT20 is a compact 20-foot crossover boat designed for families and riders who want versatile surf, wakeboard, and skiing performance in a garage-friendly size. Despite its smaller footprint, the XT20 carries MasterCraft’s premium fit and finish along with customizable wave shaping through SurfStar, making it an ideal choice for owners who want a do-everything boat without moving to a larger hull.

The hull is optimized for multisport performance, allowing the XT20 to produce clean surf waves with strong push while maintaining smooth, predictable wakeboard transitions. SurfStar presets help riders quickly dial in wave characteristics, and the boat responds well even when heavily weighted. Thanks to its hull shape and lighter displacement, the XT20 also delivers a more approachable ski wake than larger X and XT models.

Inside, the XT20 includes high-end MasterCraft vinyl, convertible seating, deep storage, and an intuitive helm layout with full ballast, speed, and SurfStar control. The cockpit is spacious for a 20-footer, and the bow layout maximizes comfort without feeling cramped. Powered by Ilmor engines, the XT20 provides reliable acceleration and strong torque for surf loads. For owners wanting premium crossover performance in a small, agile platform, the 2025 XT20 is one of the most versatile options in the lineup.