Pontoons
MasterCraft XT20
The MasterCraft XT20 is a compact, modern crossover boat that delivers impressive wake, surf, and ski performance in a twenty-foot package. Designed for versatility and easy handling, the XT20 combines MasterCraft’s premium build quality with adaptable technology for every watersport. With its spacious interior, customizable ballast, and reliable inboard power, the XT20 is ideal for families and riders who want high-end performance in a size that fits easily on smaller lakes and in most garages.
The MasterCraft XT20 was introduced as part of the company’s XT Series, a line created to provide crossover flexibility between the dedicated wake and surf models of the X Series and the value-driven NXT line. The XT20 quickly became one of the most popular boats in its class due to its balance of size, power, and all-around performance. Measuring twenty feet in length, it was engineered to deliver strong surf waves, clean wakeboard wakes, and a soft ski wake, giving families and multi-sport riders the ability to enjoy every discipline from one boat.
The XT20 features MasterCraft’s proven inboard hull design with a deep bow entry and smooth transition zones that help shape versatile wakes. With the optional Gen 2 Surf System, the boat can produce adjustable, powerful surf waves on either side of the boat with the push of a button. Ballast capacity is generous for its size, and the integration of MasterCraft’s ballast and surf control technology allows riders to fine-tune wave shape and length.
The interior of the XT20 maximizes space with wraparound cockpit seating, high-end upholstery, and convertible rear seating that makes lounging or observing riders easy. The open bow design provides additional comfort, while under-seat storage ensures ample room for gear. Many models include touchscreen controls, premium stereo systems, and options for heaters, bimini tops, and board racks, making the XT20 both comfortable and functional for long days on the water.
Power for the XT20 comes from Ilmor inboard engines that deliver strong acceleration and reliable performance. Owners can choose from multiple engine configurations depending on their preferred balance of speed, torque, and fuel efficiency. Despite its smaller size, the XT20 handles confidently in a variety of water conditions and is easy to trailer and store, which adds to its appeal for families and weekend riders.
Since its release, the XT20 has continued to evolve with updated styling, digital control systems, and improved surf and ballast technology. It remains a standout choice for buyers seeking premium craftsmanship in a manageable size. The boat’s combination of build quality, versatility, and modern features make it one of the most capable and enjoyable twenty-foot inboards on the market.
Today, the MasterCraft XT20 is known for delivering true MasterCraft performance in a compact, easy-to-own package. Its adaptable design allows owners to enjoy everything from skiing and wakeboarding to wakesurfing, making it one of the best crossover boats available in its class.